And to you, a Merry Christmas!

Photo Credit: Migonmar25

It's been two days since I updated, and I have to say, I've been working so hard, I don't even know what to say at this point.

Well, a few updates. As I mentioned in a post a while back, I was in a car accident in November before Thanksgiving.  Everyone ended up being fine, but my car needed some major repair. Luckily, we have good insurance, but I still have a high deductible - $1,000 to be exact.  Well, my car was finally repaired, and delivered to me on Wednesday!  I wasn't sure how I was going to pay for it, so what I ended up deciding on was to get one of my credit cards that had a high enough limit and just bite the bullet and put it on that card.  The problem, however, was that my card didn't work...

I'm not sure why! I haven't used it in ages, but I'm assuming that even though the expiration date is for next year, they probably sent me a new card. With the holidays making my schedule hectic, I haven't called to check. I should, it would make my life a lot easier if I had some kind of buffer amount available for emergencies.

Anyways, with my card not working, and me needing my car, I had to do something I was trying to avoid in the first place - I had to use the money I was saving up to pay off the business.  $1,000 saved up for the month, and it was gone like it was nothing!

You know what I hate about this situation?  It's that it was my fault the accident happened, AND it was the only time in all my years of driving and miles logged that I've caused an accident. You know what they say: you only have to be wrong once.

Why can't life be simpler?

Anyways, now I'm down to just over $600 for my account that I place my money to pay off the business, and a scant 7 days to make up the difference.  I put a lot of money into the account today.  Not sure when I'll get paid for certain jobs, or how much every single thing will come to.  I try not to keep track as I go along - I'm basically counting chickens at that point.  If I make as well this coming week as I did last week, then I should be able to pay the difference.

Now, don't ask me what I'm going to do about other items that need to be paid...I'm taking it a day at a time.

As for The Millions Game, I've been putting my all into working for hours on end for the last few days, and will be for the rest of the month as well.  I don't foresee doing anything to make more money for myself in the near future, but I do see that my spending for the last few days have been wreaking havoc on my finances.  Did I really need to spend $12 on lunch the other day just because it was a tough day?  Do I really need to make up for the fact that I am out of my allotted cash for the week by using my debit card rather than spending only the cash I had planned for?  It's so easy to get distracted by the holidays...

Anyways, I just made the mistake of making the calculations of how much this misstep set me back.  I need to make $1,200 in the next few days to make up for this deficit.  If I could have placed it on my credit card, I would just need an extra $200.

Blah. Not happy.

I have some past payments I still need to collect, so I actually might be able to do it and just keep my head above water for December.  Once this is done, and the New Year has rolled over, I will finally know if it really hurt me to drop rob Peter to pay Paul, or if it was better to not spend the next 3 years paying it off.  The answer will be the second one. It always is. I just have to remember that while I try not to panic...

....Oh, and Merry Christmas? =/